WHAT
I DO and HOW I CAN HELP YOU
FIRST, I will answer any financial/investment oriented
questions you have.
SECOND, through our discussion we will establish
your immediate and longer term financial goals
with an understanding of your risk tolerance
levels.
THIRD,
I will assist you in establishing your personal
investment strategy with proper asset allocation
among cash, bonds and equities referencing TYPES
of INVESTMENTS.
Upon comfortable recognition and agreement of
the above we will make use of my established SELECTION
PROCESS and implement it in your final
personal investment strategy.
STRATEGIES
FIRST,
establish your goals, know the time frame for
your goals and understand your risk
adversity;
SECOND, diversify your asset
allocation accordingly among: 1-Equity
(stocks),
2-Fixed Income (bonds/cash), 3-Balanced or Blend
(mutual funds).
THREE MAIN STRATEGIES for
the INVESTOR
I. EQUITY
Equity types or choices of
the investor are determined by his or her
desired objective, level of risk tolerance and
time frame.
There are
basic criteria for selection of individual
stocks including, but may not be limited to, the
following; value, fundamental soundness, turn
around, new product or management change, pure
growth potential, earnings/price momentum,
supply/demand of the shares, relative strength
of sector/stock, and technical timeliness.
II. FIXED INCOME
Fixed income investments
or investing, unlike equities, offer safety and
preservation of their original investment;
therefore, quality and credit worthiness of the
debt issue are essential.
III.
BALANCED OR BLEND
Mutual Funds can assist in forming
a strategic combination of equity and fixed
income (stocks, bonds and cash) to create a
balanced investment approach to satisfy
ones "comfort" level in his or
her personal investing.
Various types of investments in these
three strategies are discussed under TYPES
of INVESTMENTS
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